Fire tends to bring more destruction to your house than any other hazard. Much of it has a lot to do with the fact that fire destructs everything and changes all your precious and valuable inventories into ash.
The last thing you’d want as a homeowner is to hear the word “fire!” in your house. In addition to the fear, a lot of people tend to overestimate the home fire insurance coverage provided by insurance companies.
Once you look at the monetary loss faced by fire damage, you would realize that fire and casualty insurance makes up for no more than 10% of it. However, even in such cases, you need to have documentation ready in order to make a claim. We all know in such instances, time is of the essence.
The last thing that any homeowner or business owner ever wants to hear is:
“Fire! Fire! Fire! Evacuate the building!”
Whether you are a mother, a father, a relative, friend, or a business owner, the reality of having a fire is a very real threat to your life, your home, AND to your personal possessions.
In 2019 there were an estimated 361,500 residential structures, and 481,500 total fires including residential, office, and other structures reported to U.S. fire departments.
The threat of a fire and danger to life and property are very real! We must be prepared before a fire occurs. Preparation include: fire prevention, fire protection, and having a complete inventory of your home personal property, and your business equipment and property to provide the documentation required by your insurance company in order to submit a claim for an insurance loss.
The majority of flooding in the US happens along the coastal regions of the East and Southeast. It includes the Eastern interior states, too. In addition, as we progress West, the flood states also include: North Dakota, South Dakota, Nebraska, Kansas, Oklahoma, Colorado, and Texas. These are the states and areas that experience the majority of flooding in the United States.
The most common flood type are Flash floods, and they normally occur in dry channels in arid zones, known as arroyos in the southwest United States.
The following information is courtesy of the National weather Service:
January 19-20, 1996
The Northeast Floods of January 1996 were the result of a very rapid snowmelt punctuated by a short but intense rainfall; 2 to 4 inches of rain. What made this event so unusual was the nature and the intensity of the snowmelt, combined with the intense rainfall for this time of year, over such a large geographical area. The flooding was compounded by ice movement and jamming in many of the rivers and streams. The floods were described by some as a “flash flood” for main-stem rivers due to the unprecedented rates of rise recorded during this event. Record flooding on Schoharie Creek and significant floods on Mohawk River at Schenectady, and on the Hudson at Albany (15.5 feet; greatest since New Years 1949).
Hurricanes bring massive destruction to life and assets, including homes and property damage. While one thing to avoid the hazards faced by hurricanes includes preparing for them accordingly, another thing can be looked at to save your precious time and money.
For instance, if your house gets affected by a tornado or hurricane, you would look at property damage insurance. However, home insurance California takes a long time to proceed and give you your property damage liability insurance. In this case, you need the help of iINVENTORYpro to speed up the process and help you achieve your water damage insurance claim. Whatever documentation you need or inventory to move forward, we are here to provide it to you.
Hurricanes are large and extremely powerful and destructive weather systems. While many things can be included in hurricane preparation, one that will directly affect the insurance award you will receive for your insurance company with respect to your damage claim is the documentation you have to substantiate your personal property and the value of those items. This same type of documentation is crucial to your estate, and can effectively save substantial expenses as well as quickly and easily enhance life insurance claims.
FEMA recommends you complete your home inventory before a hurricane strikes. It simply makes sense to complete your home inventory when your personal property is readily available, intact, and in its undamaged condition.
After a hurricane hits, it can increase the time it takes to do the inventory required to submit your insurance claim by 20 to 50 times long than using iINVENTORYpro before the hurricane.
Taking advantage of the many features and benefits of iINVENTORYpro can help you to do it quickly and easily, and enable you to include pictures, videos, documents, reminders, multiple properties, and so much more!
Tornadoes are one of the most violent storms that come through nature. As massive and enormous a tornado is, the bigger the destruction, loss of life, and damage are. If your house gets severely affected by a tornado and you have to face destruction, there are many things you will need to look after. You may think that having roof damage from wind insurance claim may be powerful, but it may take days, perhaps even months, to claim it.
If you wish to speed up that process, we’re here to help you out. Let us help you get started on your real estate documentation or basic estate planning documents to help you achieve your insurance claims. Without our services, you can achieve your insurance, but with our services, you can achieve it ten times faster.
Inspire others to act by being an example yourself
Tornadoes are nature’s most violent storms. Spawned from powerful thunderstorms, tornadoes can cause fatalities and devastate a neighborhood in seconds. A tornado appears as a rotating, funnel-shaped cloud that extends from a thunderstorm to the ground with whirling winds that can reach 300 miles per hour. Damage paths can be in excess of one mile wide and 50 miles long. Every state is at some risk from this hazard. Some tornadoes are clearly visible, while rain or nearby low-hanging clouds obscure others. Occasionally, tornadoes develop so rapidly that little, if any, advance warning is possible. Before a tornado hits, the wind may die down and the air may become very still. A cloud of debris can mark the location of a tornado even if a funnel is not visible. Tornadoes generally occur near the trailing edge of a thunderstorm. It is not uncommon to see clear, sunlit skies behind a tornado.
Destruction, unlike other forms of dangerous hazards, can take place due to numerous reasons. Sometimes destruction happens from a freak storm, a sinkhole, an untimely heart attack of a driver that causes multiple loss of life in an accident, a gas leak, or the loss of home and life from a careless cigarette, or from a lightning strike.
The point being, destruction is in no one’s hands, and neither can it be predicted. Under such circumstances, it is absolutely essential to be prepared for any destructive events beforehand. This will not only save your valuable possessions but will speed up the process of your insurance claims as well.
Whether it is a roof leak insurance claim or property damage insurance, being prepared beforehand is absolutist pivotal to avoid inconveniences. Limit your chances of risks and secure your tomorrow right away by signing up for iINVENTORYpro today. Let us help you prepare for a better future and save your valuable time.
Destruction can hit at any time and in any place. Sometimes destruction happens from a freak storm, a sink hole, an untimely heart attack of a driver that causes multiple loss of life in an accident, a gas leak, or the loss of home and life from a careless cigarette, or from a lightning strike.
The point is to be prepared so you are able to take care of your family in the event of unexpected destruction, and have important documentation, like Trusts, Will’s, and instructions readily available and accessible with iINVENTORYpro.com.